Up to R7,5 million Cover
Introducing the BetterSure homeowner's cover
While we never know what lies ahead, one thing we do know is that it will always be a case of ‘better sure (and safe) than sorry’. So, when it comes to protecting your dream home and the people you love, why settle for just any cover, when you know better.
Through our focus on homeownership, we know all the pitfalls and potential disasters that can plague the place you call home. So, with BetterSure’s homeowner's buildings cover, which is underwritten by Mutual and Federal Risk Financing Limited (MFRF), we’ve put together all the essentials – plus a whole lot extra! – and we’ve made sure we meet all the bank requirements, so you’re not obliged to take homeowner's cover with your bank.Comprehensive cover
When things take a turn for the worse due to fire, explosions, theft, geyser damage, and other insured events, you’ll have complete peace of mind knowing that your home is covered in full.
Property owner's liability
You get liability cover up to R5 million to protect you in the event of potential litigation if a third party is injured or their belongings are damaged in an accident while on your property.
Home emergencies
We have a team of accredited plumbers, electricians and locksmiths on standby for home emergencies. Better yet, we’ll cover the call-out fee and first hour of labour.
Legal assist
You and your immediate family members get access to qualified attorneys for unlimited telephonic legal advice when you need it.
You choose your excess
You can adjust the amount you need to pay from your pocket when making a claim, and your only additional excess will be on subsidence (sinkholes) and landslip claims.
Home Contents Cover
- Appliance Maintenance Plan
- Maintenance Cover
- Medical expenses for your domestic worker
- Spoilt fridge/freezer contents cover
- Alternative accommodation costs or loss of rental
- Veterinary expenses
Insures the physical structure of your home up to R7,5 million
against fire, explosions, theft, geyser damage, natural disasters, and more. Plus, you get an additional R5 million liability cover and a range of value-added benefits.
- Annual geyser inspection
- Legal Assist
- Emergency Home Assist
- Bank-approved
- Adjustable excess
BetterSure Financial Consultants (Pty) Ltd is an authorised financial services provider (FSP 24015). All life cover insurance products are underwritten by Old Mutual Alternative Risk Transfer Limited, a licensed life insurer. All short-term insurance products are underwritten by Mutual and Federal Risk Financing Limited, a licensed non-life insurer and authorised financial services provider (FSP 49551).
Any questions?
Need help buying a property? Contact us or find answers to common questions about affordability, bonds, and the property buying process.