Gross Monthly household income between R3,501 and R22,000 To Qualify
First-time buyer?
We'll get you the best offer on your bond and if you qualify for the Help Me Buy a Home Subsidy, we'll help you with your subsidy too.
Before we can apply for your Help Me Buy a Home Subsidy, your bond must be approved.Cover the shortfall between your home loan amount and the purchase price.
Payment will be made into the transferring attorney's trust account when they are ready to lodge the transfer documents for your home loan. This means you can apply for a smaller home loan, which makes your monthly repayments more affordable.
Cover the attorney fees related to your home loan.
Payment is made directly into the transferring attorneys' trust account.
Reduce the balance of your home loan.
Payment is made directly into your home loan account upon registration of the bond, reducing the outstanding balance on your home loan so that you can repay it later.
How it works
- Find the home you want to buy
- Apply for a bond right here on our website
- Once granted, we’ll work with you to prepare your subsidy application.
- We’ll capture it into the NHFC system for you
- We will follow it up regularly and advise you of the outcome
- Once your bond registers, we’ll follow up with the NHDC so that your subsidy is paid out quickly
- We’ll communicate with you to confirm you’ve received the funds
What’s next?
To assist with your subsidy application, we'll first need to get your bond approved. Get Started with your bond application. Your dedicated Home Loan Consultant will call you to finalise your application and source the best possible deal for you. Once your finance is approved, we will work with you to prepare your Help Me Buy a Home Subsidy application. We will manage the process from application submission through to payout of the subsidy for you.
- Start Your Bond Application
- Speak to Your Home Loan Consultant
- Subsidy Application & Approval Support
Any questions?
Need help buying a property? Contact us or find answers to common questions about affordability, bonds, and the property buying process.